Review of: Mintos.Com

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Rating:
5
On 13.12.2020
Last modified:13.12.2020

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Mintos.Com

Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. Bewertungen für Mintos Deutsch | Sterne von Bewertungen für mintos.​com/de | Alle Bewertungen, Erfahrungen und Berichte - gesammelt durch eKomi​. Hier können Sie mehr darüber lesen centreduvin.com​investieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn.

Bewertungszertifikat

Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. Hier können Sie mehr darüber lesen centreduvin.com​investieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie.

Mintos.Com Pourquoi investir avec Mintos ? Video

Mintos - The best place to start investing as an expat!? - 1-year test and review

Mintos.Com Mintos loses investors' money. I have been happy with Mintos services for some time now, but the changes made in the last several months have shown they have zero regards for the investor's money. Once you have reviewed and confirmed your investment, you cannot cancel the investment. However, you can use the secondary market to sell the investment to other investors. Mogo Kenya issued loans are offered as car loans on Mintos marketplace. The lending company is evaluated to have a Mintos Risk Score of 7, with the subscores of 8 (Loan portfolio performance), 5 (Loan servicer efficiency), 6 (Buyback strength) and 5 (Cooperation structure). Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. The Minto Group is a fully integrated real estate company offering new homes and condos, apartment rentals, furnished suites, commercial space, property and investment management. Reset filters. Das beenden geht von meiner Seite aus. Mintos absolut keine Empfehlung mehr!

This is a program that Mintos has created for its most valuable investors. Think of it as VIP treatment for investors. We created this program to offer greater benefits to the most valuable and influential investors.

Here are all the perks for being in the investor club. I had, in fact, asked my service associate to send me a weekly report showing the performance of my investments, a request which was duly and rapidly attended to.

I find receiving an email report more productive for my workflow than having to login to the platform regularly. I like to keep my investments as hands-off as possible.

When you set up an auto-invest strategy, you will notice that all loan originators have been assigned a Mintos Rating. In addition, the financial standing of the loan originator is a material factor when the buyback guarantee is provided to investors.

Counterparty risk is capturing operational and default risk of the company acting as a loan originator, servicer of loans and obligor of the buyback guarantee to investors.

The materialization of those risks would cause a disruption in loan servicing and the buyback fulfillment which are the core risks related to loan originators on Mintos.

Additionally, a support factor is incorporated for loan originators who receive guarantees from the group or a related company. The Mintos Rating is based on information obtained during the initial due diligence process and data from ongoing monitoring.

This includes the primary information from loan originators such as management interviews, site visits, audited and interim financial statements, corporate presentation, credit policy and risk control documents.

This could be due to a cash injection, positive or negative regulation being implemented in the country of the loan originator and so on.

I would recommend doing your own research in loan originators if you are investing big sums of money, else you can definitely use the Mintos loan originator ratings as your guide for smaller amounts.

As we have already mentioned, P2P lending is a moderate risk investment, and you must be aware that loans can default. With Mintos, you get a buyback guarantee as we discussed earlier.

Thus the biggest potential downside of investing with Mintos is that a loan originator goes bankrupt, as I described with the Eurocent case above. The only way to mitigate this risk is to keep an eye on the profitability of the loan originator.

Most of them release their financial reports to the public every year, so you can see how they are doing.

This is not as easy as it sounds, however. Unaudited financial statements are not as trustworthy when compared to audited ones. During a world recession, credit companies are some of the hardest hit as borrowers default on their loans due to having lost their jobs or having experienced severe pay cuts.

One other risk is that interest rates rise in the future, making it harder for you to sell your existing loans with lower interest returns on the secondary market, if you wished to do that.

Of course, you could also just let the loans run their course and continue receiving payments until maturity. That way, you minimise the chances of having to sell loans prematurely, potentially at a time that is not advantageous.

As of Mintos is extremely liquid meaning that you can throw thousands of Euros at the platform and see them invested within minutes, and conversely, you can also sell your loans on the secondary market within a day or two.

Although it is not currently a problem, it could become so at any point in time, even though it might only be for a short time.

If there is a surge in popularity for P2P lending platforms, we will have a situation where lots of lenders are competing to lend while there are not enough borrowers, which will result in a higher cash drag, because you have to wait your turn.

Cash drag is not usually anything like that much. Moreover, Mintos is currently the biggest platform in Europe and has proved itself to be competent by providing great communication with its investors as well as a very liquid primary and secondary market for loans for several years now.

This means that when you convert back to Euro, you might lose money depending on how the rates have moved in the meantime. This could, however, also be an opportunity to make extra returns.

I like to keep things simple myself so I only invest in Euro. I also use Mintos to minimise the cost of currency conversions. In your dashboard, you will sometimes see some money that is marked as pending payment.

This means that Mintos is gathering the money and preparing it for distribution. The interest on pending payments is 1. The interest will be calculated for both the principal and interest and the calculation will begin after the settlement period 7 days has ended.

You will, therefore, have to declare the income in your country of residence, as explained in further detail in my post about P2P lending platform taxation.

Do you recommend just investing in Mintos or do you recommend spreading your money across different platforms? Mintos is my preferred platform and its where I invest most of my P2P portfolio, but I would always recommend spreading your capital across different platforms.

You can have a look at my returns on different P2P platforms in and my post about the top P2P platforms in Europe for Every platform has its own average return and that also depends on the amount of risk that you are assuming with the loans on that particular platform.

You can read about my returns on different P2P platforms here. Anything less than that is not worth the time and hassle in my opinion.

For now, you could have a look at my article on the best P2P crypto loan platforms. I am a bit worried about having a significant number of loans that are late.

Is it normal? How long would it take for me to sell all my loan portfolio should I need quick liquidity? In the end, you might have to give up an equivalent of a week or two of interest income to sell your loan portfolio, which I think is a good tradeoff.

Mintos calculates the positive gain on a loan-level for investments on the Secondary market. For example, if an investor invested into a loan this year and it will be fully repaid only the next year then in the capital gain of this year the gain will not be calculated as the income from the loan is lower than the invested amount.

Unfortunately, it is not easy to calculate as Mintos looks at all the previous years as well. Here is an example: In an investor invested 90 EUR in a loan and in that year he received EUR from the borrower and the loan finished.

Then for , the capital gain will be 10 EUR. If however in an investor invested 90 EUR into a loan and only half of the principal was repaid, then for the capital gain will be 0 EUR.

If the loan will be repaid in full in and the total funds received will be EUR, then the capital gain for will be 10 EUR etc. The growth of this platform and consolidation of its place as the biggest European P2P lending platform is there for all to see.

During , revenue increased more than four-fold to over EUR 2. According to the published financial statements, was another profitable year for Mintos, although the profits were lower due to aggressive expansion which meant having higher expenses.

This means a lot to me as an investor. They are basically pre-configured auto-invest systems, with the added bonus of having immediate liquidity through the secondary market if you need the funds invested for other purposes.

According to Mintos CEO Martins Suite, the plans for the immediate future also include the launching of a debit card that will take Mintos beyond being just a lending platform.

Banks and Fintechs are currently engaged in full-on competition, but Fintechs have the edge when it comes to technology, so it makes sense for platforms like Mintos to encroach on traditionally banking domains like debit cards and challenge them in this way.

The inclusion of a debit card within the Mintos platform also means that investors will now have a very easy way of spending the profits from their investments.

Instead of having to request a withdrawal and wait a few days for the money to get to their account minus potential fees , investors will now be able to pay directly with their Mintos debit card.

Yet another advantage that makes things easier for us investors. The Mintos mobile app, another new addition in , provides a significant differentiator for Mintos when compared to other competitors in the space.

My background is in creating software so I know a well-made product when I see one. There are no such mishaps with the Mintos app.

It has a light and dark mode white or black background and it shows you all the most important stats about your investments. You can also withdraw or deposit money directly from the app, and soon you will also be able to operate in the primary and secondary market.

With that last feature in place, you will most likely never need to login to the website again. These are all stats that are also available on the site, but they are not as easily and readily available.

The mobile app for iOS should be publically launched in the first quarter of , and I look forward to that event as it will surely put Mintos in a very privileged place when compared to its competitors, while at the same time offering great comfort to us investors.

I believe they will have no problem in raising this amount. We can see the cumulative number of investors on the Mintos statistics page, however, there is no clear indication of how many joined users joined every month and more importantly how many of them are even active.

Many users can sign up but then never invest, and that is not reflected in the stats. The same goes for the investment volumes section of the statistics.

This would give a clearer of volumes month by month. It is a catch-all for recently issued loans that have not reached their first repayment date, as well as those loans which have been paying back principal and interest successfully.

There is obviously more uncertainty and risk with loans that have not started their repayments, so they should not be bundled together with the others that are being repaid already.

There are some long-standing doubts about the ownership of Mintos and its relation to some of the loan originators on the platform.

The ultimate beneficiary owner of Mintos is Aigars Kesenfelds. At the same time, he owns no shares in any company. Note that I started investing on the platform around August So far, I managed to get an annual return of You can also see that I had only had a very small amount of defaults 2.

This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.

As for all platforms, I also like to know what the raw data is saying versus the information given by the platform. Overall, I can say that I still got very solid results from Mintos after these four years of investing on the platform.

Of course, I will update this section regularly as I have more results coming from the platform. Courses Tools.

Mintos Review My Results after 4 Years. Last Update: October 8th My Overall Rating. My Average Yield. Investment Protection. Recuerda que esto es solo un criterio orientativo y no elimina por completo el riesgo de perder dinero.

En esos casos el riesgo se traslada del prestatario al prestamista originador. Se nota que son una empresa seria.

Esto lo decimos porque hemos descargado sus datos brutos y son 13 documentos Excel con Nosotros estamos encantados de que Mintos ofrezca este tipo de incentivos, aunque tenemos que admitir que es un poco complicada de entender.

Estaremos encantados de responderte. Un saludo y gracias. Hola Xoel, parece que algunos originadores han cambiado sus condiciones con el tema de la crisis y ya no ofrecen las mismas condiciones que antes.

Entiendo que algunos originadores van a quebrar, pero dudo que lo hagan todos. Buenas, si quieres invertir una cantidad alta, pongamos Que no os vendan la moto.

Te adjunto el correo:. Muchas gracias por el post! Tengo dos dudas. Por otro lado, no se mucho de este mundo pero entiendo que los prestamos B- o superior, cuanto mas a corto plazo sean mejor para la rentabilidad no?

Veo que hay algunos en mercado primario con categoria B- y vencimiento en muy pocos dias. No se si me puedes orientar sobre esto. Muchas gracias.

Luego, si hay retrasos con el pago es posible que la rentabilidad no sea la estimada en un primer momento. Les particuliers et les entreprises peuvent investir sur la plateforme.

Avis clients de Mintos Avis clients Tous les avis. Filtrer Trier en fonction. Filtrer les avis. Tous les avis. Trier en fonction. Jeremy 1 avis client novembre 25, Bilal 1 avis client janvier 16, David 1 avis client janvier 9,

10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the centreduvin.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Enviar una solicitud Iniciar sesión. Empezar Seguridad Verificación Añadir fondos. Mintos. Polski Čeština Deutsch English (US) Español Latviešu Nederlands Русский Čeština Deutsch English (US) Español Latviešu Nederlands.
Mintos.Com Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie. Effective immediately, loans of both lending companies are suspended from the Primary and Secondary Markets on Mintos. Following the. Hier können Sie mehr darüber lesen centreduvin.com​investieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn.

Mintos.Com. - Über Mintos

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Mintos.Com Veo que hay algunos en mercado primario con categoria B- y vencimiento en Tanki Online 2 pocos dias. According to Glass Rotten Tomatoes CEO Martins Suite, the plans for the immediate future also include the launching of a debit card that will take Mega Jackpot Slots beyond being just a lending platform. Mintos is therefore just the go-between bringing together loan originators and investors. Ukraine Italy Romania Latvia Slovakia. You can also see that Ksc Union Berlin had only had a very small amount of Syman Gaming 2. Secondary market. Tengo dos dudas. I have made several small withdrawals in the Mintos.Com two weeks and they arrived within 2 days in my TransferWise account. Tout va bien pour le moment. Before you do that, it would be a good idea to set a small discount on those loans, as that will make them much more likely to be picked up by other investors looking for bargains and extra profits. Another related sector Mintos.Com can consider for investing at good rates is that of crypto-backed loans. Mintos is open to both private and Mahjong Zum Chillen investors. Sin contar Mintos.Com falta absoluta de respuesta mi disconformidad la hare publica lamento sinceramente la falta de respuesta. Buying and selling loans on the secondary market is very easy. First, it could be the average return across all the loans listed on Mintos over the past days.

Mintos.Com auch absolut Mintos.Com. - Ausgezeichnet durch das eKomi Siegel Silber!

Sowohl in den Abtretungsverträgen, als auch auf der Hilfeseite informieren wir die Investoren, dass die Rückkaufgarantie vom Affiliate Bet3000 und nicht von Mintos gewährt wird.
Mintos.Com It is not only possible Impragmatic select specific interest rates and loan terms, but a wide range of variables: Currency, Loan type, Country, Loan Originator, Mintos Rating and if buyback guarantee or is a must or not. For those of Mintos.Com that do not want to or have the abilities to Genie Wild a diversified portfolio of loans and originators, have the option of selecting between three different pre-defined strategies by Mintos :. If you want your investments Lottozahen be sold faster, you can try to attract potential buyers by adding a discount - the Mintos.Com is up to you. Auto Invest.

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